"Kaybeden olmayın ": Robert Kiyosaki, 40 $ ’lık ABD borcunda alarm verdi — bu "sahte varlığın "sahiplerinin daha da fakirleşeceği konusunda uyardı

‘Don’t be a loser’: Robert Kiyosaki sounds alarm on $40T US debtload — warns owners of this ‘fake asset’ will get poorer

Jing Pan

Tue, August 25, 2026 at 1:55 PM GMT+3 9 min read

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Robert Kiyosaki has never been shy about issuing dire financial warnings. But with America's national debt reaching a staggering new milestone, the Rich Dad Poor Dad author is turning up the volume.

"$40 TRILLION US NATIONAL [debt] soon!!" Kiyosaki wrote (1) on X. "What are you doing about it?"

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The warning proved timely. America's national debt has now crossed the $40 trillion threshold, according to data from the U.S. Department of the Treasury's Debt to the Penny (2) database.

Kiyosaki believes the country's growing debt burden will ultimately punish people who depend heavily on cash.

"Remember: Savers of cash are the BIGGEST LOSERS!!!!" he declared.

Days later, Kiyosaki doubled down after the Treasury (3) announced it would at least double the size of certain buyback operations involving longer-dated government debt, raising them from $2 billion to at least $4 billion per operation.

"PRINTING MORE FAKE $," Kiyosaki wrote (4), characterizing the Treasury's move as "another round of quantitative easing."

He argued that the policy would weaken the U.S. Dollar Index and cause inflation to accelerate — leaving "savers of fake $" as "the biggest losers."

"Don't be a loser," he warned.

However, it's important to distinguish Kiyosaki's characterization from what the Treasury actually announced. These are liquidity-support buybacks intended to improve trading conditions in portions of the Treasury market. They're not technically the same as quantitative easing, which is conducted by the Federal Reserve and expands the Fed's balance sheet.

Still, Kiyosaki's broader concern is easy to understand, especially given how steadily inflation has eroded the dollar's purchasing power over time.

According to the Inflation Calculator (5) on the Federal Reserve Bank of Minneapolis website, $100 in 2026 has the same purchasing power as just $11.74 did in 1970.

That's right. $100 became less than $12.

So, what does Kiyosaki prefer instead?

"Educated investors who invest in assets that go up in value, such as gold, silver, Bitcoin, some real estate, get richer… while people who are financially uneducated and invest in fake assets get poorer," he wrote.

Let's take a closer look at his "get richer" assets.

Precious metals

Kiyosaki has never been shy about his love for gold and silver — and in moments of crisis, he turns to them with even more conviction. The reasoning is straightforward: "I'm not buying gold because I like gold, I'm buying gold because I don't trust the Fed," he said (6) in 2021.

Gold and silver have long been viewed as safe haven assets. Unlike fiat currencies, they can't be printed at will by central banks and their value isn't tied to any single country or economy. That scarcity, combined with their time-tested reputation as a store of value, is why investors often flock to the metals during periods of inflation, market turmoil or geopolitical unrest — pushing prices higher.

Kiyosaki has put his own money behind that conviction.

"I have boxes of gold. I own gold mines," he said in a 2025 interview (7).

This time on X, he singled out silver as his preferred metal, writing, "I think silver is the best choice in August 2026."

He pointed to a bullish forecast from economist and author Jim Rickards.

"Friends who are much smarter than me, such as Jim Rickards are predicting $200 an ounce for silver and $10,000 an ounce gold soon," Kiyosaki wrote.

Both metals have already delivered spectacular gains, with gold and silver each rising over 150% over the past five years. Yet, Rickards isn't alone in seeing more potential upside.

JPMorgan Chase CEO Jamie Dimon has said that in this environment, gold can "easily" rise to $10,000 an ounce.

If you're looking to get in on the action, one way to invest in gold and silver that also provides significant tax advantages is to open a precious metals IRA with the help of Priority Gold.

Precious metals IRAs allow investors to hold physical gold, silver or other related assets within a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold and silver. This makes it an attractive option for those looking to help shield their retirement funds against economic uncertainties.

To learn more, you can get a free information guide that includes details on how to get up to $10,000 in free silver on qualifying purchases.

Read More: Millionaires under 43 hold only 25% of their wealth in stocks. Here's where their money is actually going

Real estate

Kiyosaki also highlighted "some real estate" as one of the assets that can help investors "get richer."

Although property prices can fluctuate, real estate can offer protection against the inflation Kiyosaki is warning about. When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts with inflation.

Kiyosaki is particularly fond of that income-producing ability, which could add resilience during an economic downturn.

While warning previously about the possibility of a 1929-style Depression, he urged (8) people to "invest in income-producing real estate, in a crash, which provides steady cash flow."

Real estate has long been a favored asset for income-focused investors. While stock markets can swing wildly on headlines, high-quality properties often continue to generate stable rental income.

In fact, Kiyosaki himself said he owns 1,500 rental properties.

Today, you don't need to be as wealthy as Kiyosaki to get started in real estate investing. Mogul is a platform that provides an easier way to get exposure to this income-generating asset class.

The real estate investment option offers fractional ownership in blue-chip rental properties, giving investors monthly rental income, real-time appreciation and tax benefits — without the need for a hefty down payment or late-night tenant calls.

Founded by former Goldman Sachs real estate investors, the team handpicks the top 1% of single-family rental homes nationwide for you. In other words, you gain access to institutional-quality offerings for a fraction of the usual cost.

Each property undergoes a rigorous vetting process, requiring a minimum 12% return even in downside scenarios. Across the board, the platform features an average annual IRR of 18.8%. Offerings often sell out in under three hours, with investments typically ranging between $15,000 and $40,000 per property.

Sign up for an account and browse available properties here to start investing today.

Diversify your real estate portfolio

Another option is to leverage multifamily real estate investing. In a report (9) prepared by JPMorgan, Al Brooks — the firm's vice chair of Commercial Banking — said, "I think multifamily housing is absolutely where you want to be as an investor."

Accredited investors can now tap into this opportunity through platforms such as Lightstone DIRECT, which gives accredited investors access to single-asset multifamily and industrial deals.

Lightstone DIRECT's direct-to-investor model ensures a high degree of alignment between individual investors and a vertically-integrated, institutional owner-operator — a sophisticated and streamlined option for individual investors looking to diversify into private-market real estate.

With Lightstone DIRECT, accredited individuals can access the same multifamily and industrial assets Lightstone pursues with its own capital, with minimum investments starting at $100,000.

Bitcoin

Bitcoin's roller-coaster ride in recent years has underscored just how volatile cryptocurrencies can be. But Kiyosaki has made clear that price swings haven't shaken his conviction. If anything, he has treated the downturns as buying opportunities.

"I am so bullish on Bitcoin I am buying more and more as Bitcoin's price goes down," he said in February (10).

Along with many long-term Bitcoin believers, Kiyosaki has pointed to one core feature: scarcity.

Like gold, Bitcoin can't be created in unlimited quantities. Instead, its supply is capped at 21 million by mathematical algorithms.

Unsurprisingly, Kiyosaki included Bitcoin on his list of "get richer" assets.

That said, the volatility of cryptocurrencies like Bitcoin mean that not everyone has the stomach for such swings. But for those curious about adding some exposure to crypto, getting started has never been easier.

Robinhood Crypto, for instance, lets you buy and sell cryptocurrencies with as little as $1.

With some of the lowest trading costs on average in the U.S., you could end up with up to 2.7% more crypto compared to other platforms.

Robinhood Crypto makes it easy to make investing a habit with recurring buys on a fixed schedule, while giving you access to all your favorite coins — from Bitcoin and Ethereum to Solana, Dogecoin, XRP and more.

You can also transfer crypto securely to other wallets, set custom price alerts, track market trends and manage your portfolio all in one place.

Robinhood ensures the security of your cryptocurrency is a top priority, with the majority of coins held in offline cold storage. Robinhood also carries crime insurance against theft and cyber breaches and 24/7 customer support is available if you need help.

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